When it comes to finances, how much do you know?

If you're like most people, you may know little about personal finance. Perhaps you think long-term security is impossible on your income. The truth is, no matter what your income level, you can achieve financial security. You just have to take the time to learn How Money Works™ principles.


Learn Our How Money Works™ principles and put them to work for you.

The High Cost of Waiting

The sooner you start, the fewer dollars it will take to become financially free.

Pay Yourself First

Think you don't make enough money to save some of it? Think again!

The Rule of 72

Do you know The Rule of 72? It's an easy way to calculate just how long it's going to take for your money to double.

The Power of Compound Interest

With the power of compound interest at work for you, you'll be amazed at how quickly a few hundred dollars can become a thousand.

Debt Stacking

If the idea of paying off your debt seems overwhelming, consider debt stacking.

The Theory of Decreasing Responsibility

According to the Theory of Decreasing Responsibility, your need for life insurance peaks along with your family responsibilities.

Dollar Cost Average

Learn how taking a long-term view of investing can really payoff.

Become an Owner, Not a Loaner

Many people fail financially because they don't understand the key concept of becoming an owner, not a loaner.

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GET YOUR FREE DIGITAL BOOK to learn valuable concepts to help you create financial freedom!

The How Money Works™ book and its predecessor has changed the lives of countless millions of people since its first rendition was printed in 1983. We believe the ultimate key to financial success is knowledge, and that's why we have always provided this book to our clients at no charge.